On today's episode of The Daily Talk Show we discuss: - Animal testing - When to tell people it won't work - Remembering people's names - Cancer specialists - Circumcisions in 2019 - Gronk insurance behaviour - Josh the social media investigator
Show Notes
Animal testing
When to tell people it won't work
Remembering people's names
Cancer specialists
Circumcisions in 2019
Gronk insurance behaviour
Josh the social media investigator
Shameless Podcast Shoutout:
https://player.whooshkaa.com/shows/shameless
Watch today's episode of The Daily Talk Show podcast at https://www.youtube.com/watch?v=CWCLMS6EIHE
Subscribe and listen to The Daily Talk Show podcast at https://www.thedailytalkshow.com/
A conversation sometimes worth recording with mates Tommy Jackett & Josh Janssen. Each weekday, Tommy & Josh chat about life, creativity, business and relationships — big questions and banter. Regularly visited by guests and friends of the show! This is The Daily Talk Show.
At a glance
From this episode’s transcript.
- –Josh and Tommy debate whether hosts have a 'duty' to tell someone an idea is bad, concluding that honesty often reflects personal limiting beliefs rather than fact, citing Shameless's Michelle and Zara and Airbnb/Zuckerberg as counterexamples to doubters.
- –Tommy recounts his wife Amy's year-long breast lump health scare, including the cost (~$1,500) of private specialist visits versus the slower public health system.
- –The same family doctor who checked Amy's breast also performed Tommy's brother's circumcision at age 14, prompting a broader conversation about Tommy's opposition to circumcising his own son.
- –Josh explains a technique for detecting social media feuds and upcoming job losses by tracking likes/comments and sudden LinkedIn activity.
- –The hosts discuss practical finance topics—private health insurance tax brackets, life insurance necessity, and writing a will—tying back to Tommy's story of a fellow stripper rushing to do his will before an overseas tour.
Questions this episode answers
Should you give someone honest advice if you think their plan (like quitting a job for YouTube or podcasting) will fail?
Josh argues it's not your duty to impose your own limiting beliefs on others, since many successful people (e.g., Shameless's Michelle and Zara, or Zuckerberg with Facebook) succeeded despite doubters; Tommy counters that if someone explicitly asks for your honest opinion, you should give it, flagging risks without shutting the idea down.
Is circumcision necessary for hygiene reasons today?
Tommy says he sees no benefit to circumcising children now and chose not to circumcise his own son, noting it may have mattered for hygiene decades ago but considers it unnecessary today; he stresses he doesn't judge others who choose differently, including his own parents who circumcised his brother.
How can you tell if someone is about to lose their job from their social media activity?
Josh says a sudden spike in LinkedIn activity from someone who normally ignores the platform (treating it like Facebook) is a telltale warning sign that they're job hunting or have just been made redundant.
Episode TranscriptShow
Tommy: The Daily Talk Show.
Josh: It's The Daily Talk Show, episode 278. Who says—
Tommy: oh, you've said it to me before, um, you need to make sure that you still have nerves going into anything that you do to know that you'll still be great at it, or something like that.
Josh: I think Dan Harris, he talked about the guy who had a meltdown on the Today Show in the US. Oh yeah, he's got a book called 10% Happier. I think he might talk about it.
Tommy: Yeah, yeah. So it's like a musician always feels the nerves before they start. I've worked it out. Sometimes I don't feel nervous, but today I felt nervous, but it's because I had a coffee, so I'm just like on edge.
Josh: Yeah, I had a toasty, so I'm sweating.
Tommy: Your body's processing that Reuben, whatever that meat is. What is a Reuben meat?
Josh: I don't know.
Tommy: The person who makes it doesn't even know.
Josh: I've actually started feeling guilty about my meat consumption.
Tommy: Really?
Josh: Even just— well, just then I said toasted sandwich. I felt like I didn't want to be polarising by saying Reuben because Reuben is a very meaty meat. Oh yeah, because I don't fucking know what it is.
Tommy: Is it American? I think— I mean, this is where you get Reuben sandwiches in America. It's like this sort of boiled meat and then they cut it off. It's unbelievable.
Josh: Well, the funny thing is the actual, um, Reuben, the bit that I enjoy is the pickles, like the gherkins. Yes, yes, the mayo. Yeah, all of that stuff is what I actually like.
Tommy: Go vegan for a month, mate, I dare ya.
Josh: The thing is, whenever I've done that, I, uh, you've done that? Uh, I haven't done it for a whole month, but I've definitely tried to reduce my intake. But I feel like I go the other way where, um, have a lot of acai bowls. Yeah, a lot of smoothies.
Tommy: Mate, you're just trying to be trendy. That's not going vegan. It'd be hard. I think it'd be quite hard going from the person that eats a Reuben sandwich. I'm not saying you're some—
Josh: what does that mean? What sort of— yeah, what sort of person?
Tommy: I'm that guy. I'm that guy who'll eat a Reuben sandwich. But going the opposite way, walking along the beach the other night and there's spray paint on the ground of these— I was like, look at these fucking gronks graffiti on the ground. And then I looked, it's like something around animal cruelty. It's like, yeah, fuck it. What if my, uh, what if my stance is all about graffiti and I hate that? But then they're doing a good thing. Whose cause is more important? But anyway, they were like, it was like a website link.
Josh: I could answer it, I reckon.
Tommy: Which one?
Josh: I think the animal cruelty thing.
Tommy: Definitely.
Josh: Did you know, do you know, um, in China, I believe there's regulations that say that you have to test on animals for your products before it can get into market?
Tommy: It's a stupid rule.
Josh: So this is why I know anyway. So a friend of mine used to work at a cosmetics company. Yes. And they were all sort of, um, certified, all this shit, right? Animal cruelty-free.
Tommy: Yes. But the rabbit on the back with a cross on it.
Josh: Really?
Tommy: On some products, yeah. It's like a little emblem knowing that this is not—
Josh: Not tested on—
Tommy: Yeah, we don't test on animals.
Josh: Not that it's not for rabbits.
Tommy: Well, I mean, if you're a rabbit and you want to wear the makeup.
Josh: But anyway, they, um, apparently you're getting— if you're in the Chinese market, if you see a product that's in China, they would have had to test on on animals.
Tommy: It's so fucking dumb. China, they've got sex dolls, meaning humans have sex with a fucking doll.
Josh: We have them everywhere.
Tommy: But why do they have to still test on things like— they're making dolls of humans that are so real. Test on a robot doll, test on a fucking sex doll.
Josh: I was asking a friend about it and she was saying that it was, um, uh, like putting stuff into mice's eyes and shit. Mice? Yeah, mice's.
Tommy: See, one hard thing is I was listening to a study about mice and them sort of, it was a, I think it was a fasting study and they were working at these drugs were being tested on mice. It was for, I think it was for the prolonging human life and what it does. And anyway, it was like testing on mice and then I started thinking about these poor little thing, these little critters. And so there's this one side where it's like, we're doing all these like serious research and we're testing on mice for a really great cause to prolong the human existence, things like cancer and diabetes and shit. But then it's still, there is an element of cruelty. I mean, I'm the guy who put mice into a container and shook it and fed them to my rats. No, I fed them to my snakes.
Josh: Really? With the mice dead?
Tommy: No, they were like young.
Josh: Is that psychopathic? You know, kids, if you kick a dog, you're probably gonna murder people.
Tommy: I had a snake and it needed to eat. Think about it now, I wouldn't do it.
Josh: Yeah, but I was given dead—
Tommy: oh, you can buy frozen, frozen mice. And so it's a weird thing because I was maybe like 12, 13, and I, and I did— maybe even younger. But I thought that was like— I didn't really— I thought, ah, being bit sad about it, but I did it. It's a, it's a, it's a hard— it's a weird thing. That's so weird.
Josh: I'm feeling self-conscious because, um, the, the Shameless Girls, they did a shout out of the show in email.
Tommy: I did see that. That's nice. Thanks, thanks girls.
Josh: Uh, the, the way they described us, they said we do social and political stuff.
Tommy: Well, this is what we're nailing right now, isn't it?
Josh: Yeah, social. We are all— they didn't sort of— they buried the lead, which is we're two idiots who have no fucking idea what we're talking about.
Tommy: Yeah, it's a very—
Josh: so I'm just going to say that, that up front.
Tommy: So if you've come—
Josh: if you come reading that, yeah, if you come for the vocab, stick to Shameless.
Tommy: Yeah, definitely. Well, we're not journalists. We, we just say what we're thinking, which isn't always the best, but sometimes it's, it's good. I like—
Josh: well, I think they say what they're thinking, but they're just thinking maybe at a different level.
Tommy: So yeah, thinking about what's— what you're saying. A good Here's one that I thought recently before I spoke. So I thought before I spoke a lot of times. So someone asked me a piece of advice, so, and I wanted to sort of give my thoughts around it, which wouldn't have served the person in a positive way. Yeah, it could have been taken as negative, or I could have been shutting down their idea. And your suggestion to me was I don't think it's our duty to tell them that we don't think it'll work.
Josh: I don't think it's our duty to apply our own limiting beliefs onto other people. I think that it's— I would prefer to be in a position where it's like, yeah, you can fucking do it, how can we help you do it? How, like, that sort of language.
Tommy: So, but what about when it's super clear? So because we're being— we're not being clear about what I said, but it's like if someone came to you and said, should I do this? And you are thinking that's not going to work for what you've told me that you want it to. Also, and so based on my existence, so when do you listen to yourself to go, maybe I tell you it's, it's not a good idea.
Josh: So if someone do what you say, if someone came to you and said, hey, I want to quit my job and start doing YouTube full-time, yeah, your advice would be like, fuck no. And the reason is, is because we haven't done it, like we've done something else. And so it feels like we can only pull from our own experiences And when people are doing like epic stuff, when they're doing like extremely amazing stuff, like Mark Zuckerberg coming to us and saying, hey man, got this idea, social network. Yes, like bro, that sounds ridiculous.
Tommy: Yeah, I mean, people shut down the Airbnb idea constantly, like letting people, strangers in your house, what a stupid idea.
Josh: So that's why I think that it's, do you have a responsibility to I guess that we prioritise being honest, but it's worth considering that our honesty is sometimes just our own anxieties around how we feel about it. And so if someone's like, hey, I want to quit my job, uh, if that's what they're feeling and that's what's right for them, I feel like that's a good, a good thing.
Tommy: I mean, you're the exception if you just quit your job for YouTube and make it. But when can you actually start giving advice? It's been asked, so you're not just giving unsolicited advice. But if someone's saying, you, based on all your experience, what do you actually think I should do? Because I think this is, I think this is the position a lot of people end up in where someone comes to them, they've said those words, what would you think that I should do? So they've, they've asked, asked, asked they've asked for it, and you then, you can give a response. And if you were to give them the response they want, it's basically an honest one. You've asked, do you think I should—
Josh: do you think so? Maybe, maybe it's saying like, here's the risks, this is what could happen, making like, giving your opinion in that regards, but trying to do it so that it's not limiting their own sort of like putting the sort of limiting beliefs on them.
Tommy: It's hard because when do you— when someone comes to you and their idea sounds horrible. At what point do you just go, that's horrible, or do you just never say—
Josh: Well, the thing is, well, a good example is, uh, Michelle and Zara from Shameless, because they're, they're an example of like, if someone said to me, uh, I'm gonna quit my job and my— I want my main source of income to be podcast revenue, what would your advice be?
Tommy: Horrible idea.
Josh: Yeah, and Michelle did it, and Zara is like finishing up and they're able to do— that's like their main shtick.
Tommy: So they've become the exception.
Josh: Yeah. So the thing is, so what if they'd come to us? I'm sure I had conversations with Michelle on Instagram being like, oh, you know, talking about, um, you know, sponsorship stuff and all that sort of thing. And this was earlier before they'd gone as big as they are now. And it's like, I could see, because I haven't done— I'm like, yeah, like, that'd be fucking hard. Don't rely on it. Like, I had no plans of making cash from this podcast.
Tommy: Can't you say it's a bad idea logically with what the landscape looks like?
Josh: Because a bad idea is—
Tommy: there's a chance of being the exception, and if you can do it based on your cash that you've saved away and you're okay with spending $30 grand of your savings on living for a year doing your thing— Matt Diavella didn't take on any client work and had a buffer to see him through a few years of not making any money and living on a low, low salary or low, low amount of money, but he made it. Hey, Mr. 97, can you get this man a towel? Get this man a sweat rag right now.
Josh: This is the— the thing is that the sweat doesn't show up. Doesn't it?
Tommy: It shows up in my eyeballs, bro.
Josh: Mr. 97, you can't see it on camera, can you? Is this a clean one?
Tommy: What a brave man. Mr. 97 just smelt the thing, the sweat rag.
Josh: This is why I shouldn't have a Reuben just before the show. It's not even fucking hot today. It's a top of 28 degrees. It's the morning. There's no excuses.
Tommy: Maybe you're thinking that there's a thousand shameless fans.
Josh: I've got—
Tommy: it's actually the front of us.
Josh: It's the fact that I've got my headphones.
Tommy: Oh, 100%.
Josh: It's like, it's holding— no, I want to— so this is the thing, you're always like, ah man, it's fine, hold it, like just take off your headphones.
Tommy: Get off, bro, I'm watching the levels.
Josh: It's the equivalent of just like, mate, take your hands off the steering wheel. It's like, this isn't a fucking Tesla. Yeah, but this time, but I was excited this morning. Yeah, came in to work early, knock on the door, it's the postman. He said, Josh, and I said, yeah, mate. And then I said, I was thinking in my head of his name, nailed his name.
Tommy: Good man.
Josh: Hey, thanks, Carnie. He's like, oh, you know my name. We shook hands. Yeah, it was a great moment. But the bit that I was impressed of was that I remembered. And not only that, but in that moment I wanted to say how I remembered his name. Yeah, you know, like when I've pulled something off, when I pulled off this memory thing, I want to be like, mate, how good! Like, I want to celebrate. But I was proud of myself because I realised that the true celebration is making it look seamless.
Tommy: Yeah, no, you're right, you're right. But there is something rewarding in— yeah, but I mean, he's the guy he hasn't had to do that, he might not have been thinking about that. So what did you do? Did you, did you actually tell him how you remember?
Josh: No, no, I just said it like it was just great. Yeah, I just said, ah, it just took me a few seconds, we got there, and yeah, it was good.
Tommy: God, I've had that moment, and I think everyone's probably had it. You're walking towards a person that you know. The worst was when I had personal training clients that I, that had just stopped training with me, and then I'm seeing them in public. They paid me all this money, we spent all this one-on-one time together talking about family, everything. And they're walking to a movie, I'm like, fuck, fuck, fuck, what's their name, what's their name, what's their name? Did you blank? Like, cannot remember. And then all of a sudden, as soon as we start talking, I remember it.
Josh: Just halfway through, John!
Tommy: It's so bizarre.
Josh: Halfway through talking.
Tommy: So bizarre.
Josh: Did you have a file? My mum's a dental nurse. Yeah, they have a file on like details about their patients.
Tommy: Yes.
Josh: Yeah, so it's like they come in, it's like, oh, how's your cat Sophie going?
Tommy: Yeah, yeah, it's It's textbook, it's like 101, is like with a client, take down some details, when their birthday is. So I remember learning about that stuff and it was like, yeah, what are their kids' names? And I think you do that, you systemize it at the start by writing shit out, but then it's like you actually just become a human that's actually interested in knowing who their family is and what they do and what they've been up to. So then yeah, you do, you keep that bank. But then it can go. That's why having the files actually—
Josh: the scale, it doesn't work at scale.
Tommy: Not at all.
Josh: Hard for psychologists.
Tommy: Definitely, because you don't want to be talking to one person about someone else's problems. Yeah, it's okay that your husband left you.
Josh: So no, it's all fine. I've never been married, but the, um, that would be embarrassing.
Tommy: That's a shit psychologist.
Josh: I remember I asked Bree here, I said, oh, how did the psychologist go today? And she said, oh, she kept calling you Adam. I was like, okay, she was negging you.
Tommy: Yeah, don't worry about your Your boyfriend, Adam.
Josh: But so that was sort of, I think, I don't know where the wires got crossed there.
Tommy: Yeah, that is so funny. So we went to, we're sort of recording this a little later than normal. Amy and I went to the doctor. This is a specialist today.
Josh: What does he specialise in?
Tommy: He specialises in breasts and I guess breast cancer. He's a surgeon. He's a, I don't know, he's a specialist that charges us $168 to walk in for 5 minutes. He's lovely. I will give him that. He's so warm. And so Amy had this lump in her boob, and it's interesting. So this was like the final—
Josh: that was ages ago.
Tommy: Yeah, nearly a year ago. So there was some fucking scary times. And it's interesting, like, that place— women are there, there's so many women there. They're there for the one reason of having their boobs checked by somebody who is the guy that looks for cancer. So there's this energy in those hospitals. No, they're just like— this one's a really nice clinic in Brighton. It's just like an old house, super lovely, super warm. And so they create a nice environment, but it's, yeah, anyway, so.
Josh: What did he remember? Did he say, oh, hey, did he remember your name?
Tommy: Yeah, he is a guy that, yeah, writes everything down. So I'm seeing him do this process. He draws little pictures. It's amazing.
Josh: Like a little caricature of you?
Tommy: No, legit, he like draws breasts. And he's like, draws it to the scale. And so he had this breast tissue that was hard and it was, it was like quite big. And, and turns out a year later you find out that he was fucking worried about it.
Josh: Oh really?
Tommy: But he never showed his cards. Anyway, it turned out to be, thank God, nothing serious and it's completely gone.
Josh: Did you have to have a scan to work that out?
Tommy: Heaps, heaps of stuff. It's fucking scary. And I just, I feel like I just— what we went through was like not even close to what's most like a lot of women. Like, this guy does surgeries like 10, 15 a week on breast cancer.
Josh: So he's actually like a surgeon?
Tommy: He's a surgeon and he's also a, um, yeah, so he's a surgeon and a doctor. So maybe there's some people— no, I think maybe he's just a surgeon that has a clinic where the patients that he sees, he ends up operating on. So he's lovely, he's old, but he's, he's been in our family, so I hadn't had a bit of, uh, understanding.
Josh: He's been in our family. What does that mean?
Tommy: He's treated our family before. Because he wasn't always a breast surgeon. He did circumcisions as well.
Josh: Really?
Tommy: And so I had some intel on one of his—
Josh: You got circumcised?
Tommy: No, I'm not circumcised.
Josh: Okay, who?
Tommy: It was me bro. I'm sure he wouldn't want me talking about it, but it was like—
Josh: Why does your bro get circumcised and not you?
Tommy: It was later in life. So you could, if you've got a convocation later in life, you can have it done.
Josh: Oh really?
Tommy: Like young, like it's horrible to have later in life. Horrible. Like severely painful. Think about it, it's like an area that's so sensitive, you know. I remember— this is weird— my penis, I remember it being more sensitive as a kid, and then you sort of get older and it's like less. It sounds weird though, but I think there's— you, you grow up as a catalyst.
Josh: It's a big fucking tradie dick. That's weird though.
Tommy: But I think it's, it's a private part, so it'd be like having it done later in life is horrible. I think it's absolutely horrible, um, circumcising children now. I would never do it. It's so unnecessary these days.
Josh: Do you reckon you wouldn't? Because I'm circumcised, but I didn't know, like, I don't know the, um, social— not social etiquette of— but people really fucking hate circumcise. Like, it's pretty frowned upon, isn't it?
Tommy: Oh, you're not Jewish. So it's within the Jewish culture to— which is pretty fucked up.
Josh: Why is mum and dad doing it? Aesthetic?
Tommy: Yeah, I don't know. So this is the thing, I've had a child, I've had a boy, there's an option of circumcising him. It was never forced upon us to do anything. I've been adamantly against it based on no need. Like, it's so interesting that how is my son any different? And I'm like, I think you're no different to my son. But there was no— there's no need to do what happened to you to my son. And so I don't judge you, Mom. It's like, yeah, so that's the thing. I, I say this with caution based on mothers that have chosen, or fathers that have chosen to do it, or people that haven't. Now there's no real difference. Maybe years ago when it was like, you know, hygiene and things were a real problem. Yeah, I just don't see any benefit of it.
Josh: Is there a, uh, what's it called when you're, uh, you, uh, people are in, you know, you've got anti-vaxxers, you've got all that sort of stuff. Is there a circumcision, like if you were say at a pool or whatever and there's a kid who's being so like, are you looking at the parents being like, what the fuck are you guys doing?
Tommy: No, no, no, it's a personal choice. I just don't want to put my son through that pain. Like, how old was your bro? Yeah, I think like 14 or something, which is, man, that's all I remember was him just being curled up in his bed and I'd walk past, poor bastard, but he needed to.
Josh: Not curled up anymore.
Tommy: Not curled up. Anyway, so the man who was inspecting my wife's breasts also did that to my brother, so it's, it's in our family. So I mentioned that the first time, I couldn't help myself, I was like, oh, we actually, um, yeah, you know my family and And he sort of laughed when I said that that's what he did to my brother because he's like, that was so long ago. Like, he's been a breast surgeon for 20 years now.
Josh: I guess like doctors have niches. Yeah, so it was like, yeah, it was a niche, not really a thing anymore.
Tommy: Yeah, yeah, I think he was just more of a general surgeon then doing a bunch of different things, and now he only does that, and he's one of the best.
Josh: That's how the circumcision was.
Tommy: I don't know, I don't want to think about it. No, no need, no need. The one thing though is I just think about if you've got no money, like we've got no fucking money, we're getting by on the fucking smell of an oily rag, we're cool, we're fine, we're safe, we've got food and everything. So we're, I think we're, we're at like the bottom of the average but we're above the fucking bottom, right? Yeah. And so it's like people with no money, how the fuck do you afford $168 for 5 minutes? He literally just said, cool, I don't need to see you again. That's all he said. He said congratulations, and he was warm and lovely. But so it felt good.
Josh: Did she have to go in? Did Amy go in for scans before that meeting, or was the last one like he could feel it out and be like, it's fine?
Tommy: For Amy, having nothing wrong with her, we've spent $1,500.
Josh: That's crazy, isn't it?
Tommy: And I would spend $5,000 if it meant to hear that there's nothing wrong. But for the person that has no money, like, we can't get— we get small rebates, but I just think about like how it's a fucking hard existence when there's shit going.
Josh: Like, is there a cheaper way of doing it?
Tommy: Yeah, go through the public health system.
Josh: And what's the difference?
Tommy: Slower.
Josh: Like, my thing is, you guys got private health?
Tommy: No, we don't.
Josh: Would it have made a difference?
Tommy: Um, you're paying the money for, for the year anyway. So you're paying $1,500 a year per person private health?
Josh: I used to have private health, never used it. Yeah, it's just like, so I worked out that it was probably just better for me.
Tommy: Yeah, so there's time, like Scotty Pape in his book, if you're the, the private health stuff only really makes sense when you're over a certain bracket. So even if you're at a certain age, because there's a, there's a tax bracket, what is it? There's like you— oh yeah, over your tax, over 30 years old, and if you don't have health insurance, you're taxed slightly more, or there's a, there's a tax applied, but it's actually not as much as health insurance. So if you're not over a— yeah, there's this thing, it's like most people don't need it. Life insurance is the one which— that's—
Josh: have you got it sorted?
Tommy: No, I want to get that this year.
Josh: You can tie it into your super, I think. You can.
Tommy: I gotta sort my shit out. But like, Mum and Dad, they've just stopped their life insurance. Dad had it for 30 years based on having 3 kids, mortgage, and you know, if you just die of being old, do the insurers pay out? No. Was it— no, because it's natural. If you die of being old, isn't that— die— dying of being old is natural causes. So why, why would they—
Josh: isn't dying all natural causes? You fucking— everything stops working, you die.
Tommy: Dying of natural causes is not dying of disease or dying. Yeah, I mean, what is dying of natural causes? Is it just—
Josh: is that true? I don't know if I think like it obviously doesn't cover suicide and stuff, but if you, if you all of a sudden got sick, if you got cancer and then died, they're covering that.
Tommy: Yes, yes, you're right. But I don't know, I think it would be pretty hard to insure a 95-year-old dude for $2 million when he's about to nod. He's about to fucking— he's gone. Yeah, pretty soon. If you're 95 and you're watching, well done.
Josh: It's as expensive as an I-30 in Abbotsford.
Tommy: So mum and dad have just pulled their life insurance because they don't need it like they used to.
Josh: No longer seeing dollar signs over their heads.
Tommy: I know, I've taken the hit off. No, but mum and dad spent— think about how much money that is.
Josh: How much is it a year?
Tommy: Oh, you're paying like, uh, what was it? I worked it out, about $30 a week. Okay, and if you're doing that, say if you averaged it $30 a week, 3 Rubens, $30 a week for 30 years, that's a lot of cash. But what's the alternative? Like, because if something did go wrong, or, you know, you're on a building site and shit goes pear-shaped.
Josh: Well, because we were talking to Pepe about this and he was like, Tommy, you need life insurance. And I said, what about me? He's like, nah. I was like, what the fuck? What is it? What's that? What's going on? He's like, you got no dependents or whatever. Yeah. And so because I've got— well, I guess Bree and I, dependents of each other. I think on the fucking rental form you have to select yes.
Tommy: Yeah, but it's, it's children, so throw a kid into the mix. It's so morbid to think like this. Yeah, but you, you have to.
Josh: Have you done your will? Absolutely not. You wouldn't have done your will if you haven't got life insurance.
Tommy: Nah. Here's a funny thing. When I was—
Josh: I'll be the judge.
Tommy: When I, when I was— yeah, never said it. Never preface something with, here's a funny thing. When I went on tour as a stripper when I was 19, I went up to Sydney and I— it was like I knew none of the guys that were about to fly over to New Zealand, do like 30 shows.
Josh: Do they show peens?
Tommy: No.
Josh: Strippers?
Tommy: No, no, no.
Josh: Was there a preference though of like— because I guess some do. No, none.
Tommy: Maybe, I don't know.
Josh: But there's none in your group?
Tommy: Yeah, there wasn't. It wasn't that. There's not— it's not that kind of a show. Okay, it was like dancing shows. It was whack, it was horrible. It was like the Magic Mike 1 out of 10 compared to Magic Mike.
Josh: Anyway, uh, the D-grade version of Magic Mike, that's what we were trying to think. What's the opposite of Magic?
Tommy: Poison Mike. Anyway, uh, I met this guy, I met this guy, um, random dude, and he was like, he was one of the dudes that we were going to be going away with. He's like, oh yeah, I've got to go into Bondi Junction. I thought, oh yeah, sweet. I was just riding along, hanging out in his car. Yeah. And he, and he's like, uh, I've got to go do my will.
Josh: What are you planning, bro?
Tommy: What do you mean? Okay, I'm going away. It was like, I think his first time overseas.
Josh: Really?
Tommy: We're gonna, you know, got my girlfriend now, I'm doing my will. So we went to the post office to get his will forms, and it was just, I was so, I was just confused. I was like Bro, you're like a couple years older than me.
Josh: Maybe, maybe there is a fear thing. Like, maybe Flight Center should add that to their thing, or maybe we could start a shop outside of Flight Center. Booked a trip to Bali? Get your will sorted.
Tommy: When, when do you do your will? I think when you have more— like, our business blows up and then we've both got a bunch of— I see the connection. But kids, for Bodhi to grow up and not leave that burden on Amy. That's what Scott means. Like, what, $20 grand a year Bodhi probably costs? Not yet, but soon he'll be easily $20,000 a year. School fees, life, food, chipping in for rent, you know. Do you know, then how does Amy afford that?
Josh: Do you know any— I went to school with someone who, she had a, um, she was bitten by a dog when she was young Badly? Not that bad, but it was bad enough that she got like a bit of a payout from somewhere, and so she ended up getting plastic surgery, getting, um, uh, fucking veneers.
Tommy: Oh, veneers.
Josh: Yeah, yeah. But she's a model now. Yeah. So that's a, that's a good feel-good story. I was just thinking of getting payouts.
Tommy: Yeah.
Josh: Never being paid out for anything.
Tommy: Essentially, you don't want to ever have a payout for anything, but even the insurance has had to have happened.
Josh: Me dropping my laptop, I mentioned this the other day, dented the laptops. Yeah, speaking to Scooter Derek downstairs, he's like, take that to the insurance.
Tommy: Yeah, we saw him a day later, he says, I've still been thinking about it, get it, get it done.
Josh: He goes, when it breaks in 6 months because of that dint, you're going to be fucked. Yeah, but do you agree with that or no? Do you think I should?
Tommy: It depends.
Josh: If you're paying for, like, it totally depends on what you're paying for the insurance.
Tommy: If you're just paying on like a damn, you are paying for the insurance.
Josh: Well, I've got the public liability plus the $20,000 coverage. It's that one for Mac, which includes— no, no, no, it's the Aon insurance I've got, but it includes like I can use whatever the $20K on anything.
Tommy: No, you can't do that because it's not broken.
Josh: Well, so this was the whole thing.
Tommy: They'd repair it, they'd pay for the repair of it.
Josh: That's what I don't want to happen because that's fucked.
Tommy: This is the thing, people fuckin' try and pull dodgies on insurance. This is why we pay so much money. Cars. I know a guy who drove his car into a tree just so he could—
Josh: I hope he got his will sorted before he did that.
Tommy: What a stupid thing to do. And then he did it again with another car. He's not my mate anymore.
Josh: Yeah, I feel like I— what was it? There was someone in— I think we've mentioned about Bogan stuff, but Gronkh behaviour is insurance fraud.
Tommy: 100%.
Josh: I remember when I first, like, when I was a kid and I first found out about insurance. Yeah, I feel like you straight away go into insurance fraud. Like, people like, so you get insured, right? Yeah. And so if something gets stolen, they'll like replace it. And as a kid, you don't fucking understand the world. So straight away, like, well, why don't you just fucking lie and say that's stolen? And then you realise that that's not really a— I've never taken out an insurance. The insurers are banking on the fact that I can't be fucked with admin.
Tommy: 100% and they're banking on you not making a claim because then their revenue for the year is higher.
Josh: I pride myself on not making a claim. So shit's broken, I'm like, is it actually marking anything? What? Well, like if I make a claim, different policies have different— okay, we're covering a lot of admin today.
Tommy: Yeah, I know. If you want to know about your personal insurance property, I've actually done an insurance claim through it.
Josh: Oh, that's what you're sure? And it was fine.
Tommy: It's annoying, you still, you don't get back the full price of the They take off GST, which is like tax here in Australia. Then you can't actually buy the thing that you have either broken or lost or had stolen.
Josh: You're impressed by my, uh, I don't know if you're impressed by my social media.
Tommy: I was actually freaked the fuck out because Josh and I yesterday had a conversation. He was just talking about these two dudes who are having a bit of a fight, and you were watching from afar.
Josh: Well, we didn't know that they're having a fight.
Tommy: Well, we just kind of thought that they were, looked like they were. But one of the things that stuck with me was, and this was only post-conversation that I really sort of thought about it, and was, yeah, he hasn't liked one of these, this other guy's photos since December 23 or something like that. It was so specific.
Josh: Yeah.
Tommy: And then I thought about it after, I was like, the only— how the fuck have you worked out that? And then I was like, the only way you would have worked out that is by going through.
Josh: Yeah. Well, because I was trying to— it's very easy on social media to work out who's fighting what. I enjoy creating a bit of a story. And the funny thing was you then screen grabbed when I said, hey, I think these dudes are having a bit of a biff or whatever. You're like, nah. I'm like, nah, they haven't liked it, all that sort of thing. And then last night you sent me a screen grab and like, man, I think you're right because this seems a bit passive-aggressive.
Tommy: It's definitely happening, but it's amazing that you've picked up on Imagine if you got paid for doing all that shit.
Josh: Yeah, there's no— there's— is it a skill?
Tommy: I think it's the reason why you're off your own social media.
Josh: This one, Eddie Crawford.
Tommy: Because when you connect the dots to why someone writes some passive comment, or they were just being neglectful and they weren't thinking about what they were saying, the stuff we were talking about earlier, it's like, take 2 more seconds to think about how this might sound, because then you can— I've seen What I've actually seen is you get stuff wrong. I've seen the dots connecting and you've got things wrong, but I've seen you get it so fucking right too, which is the problem.
Josh: I had friends at a previous company that I worked at thinking that I had intel on things because I was nailing. I'd get in early and I would just see, and I would go up to a friend like, oh, is so-and-so getting made redundant? And they'd be like, um, no. And then you can see them go into another room and like, yeah, Josh knows about the redundancy. And I've just worked out People, here's one tip for you. If you're on LinkedIn, don't fucking wait until you've lost your job before you start getting active. It's like such an obvious, like, all of a sudden it's just like the person who gives zero fucks about social media all of a sudden, yeah, is just— and they're using— they normally use LinkedIn like Facebook because they haven't used it.
Tommy: Like, so the warning signs for someone losing their job or looking for another job is Increased activity, rapid increase in activity on LinkedIn.
Josh: Exactly. Potentially like more meetings.
Tommy: What about, um, the potential of a couple breaking up? Because I've seen a few couples and then I've like, I've looked in and then I've made a few conclusions based on there's no photos of them together. What are some real warning signs?
Josh: No, there's, there's real slow, slow burns. Definitely, definitely slow burn.
Tommy: So For you to say that they haven't liked a photo of each other's, or one of them hasn't liked a photo of the others, are you going on to photos, going into the likes, and then searching?
Josh: No, actually, no, it was even easier. I, I, uh, scroll—
Tommy: don't reveal all your strategies, bro.
Josh: Now, because I only followed the two guys, yeah, uh, if the other person had liked the other person's photo, it would show their name up rather than the like number.
Tommy: Okay, okay.
Josh: And so I was just scrolling and I'm like, I don't think this is right. So I clicked on a few, typed in his name, nothing. And then I went further enough down, like December 23rd or whatever it was, and I see that they'd liked. So there'd been some sort of biff that had gone down.
Tommy: Yeah, but you can also blame it on the algorithm.
Josh: I mean, that's probably like the go-to.
Tommy: Oh babe, I haven't seen.
Josh: Yeah, I haven't seen. Have you been posting?
Tommy: Amy cracks it when I haven't been doing that. She's like liking your stuff. Me liking her stuff.
Josh: Yeah, she doesn't post that often.
Tommy: No, she doesn't post that often. And then, but then it has real impact when I haven't liked the last 3. So maybe I've just— Mr. 97, you can just remind me, go through monthly, like, like, like, like.
Josh: Oh, you can set up push notifications.
Tommy: If this then that, did you say me posts, tell me likes.
Josh: I could, I could probably do that. Did you, um, did you see this? I don't know if you saw this morning, we've got an Instagram notification that said someone has retracted their— unsent their post, which I've never seen before.
Tommy: No, I haven't seen that.
Josh: Who was it? I don't know.
Tommy: That's weird that it even tells you. That's a mindfuck, Instagram. Yeah, like, hey, someone who's thinking about you, but we're not going to tell you who's thinking about you. That's horrible. That's not good for my business partner.
Josh: Yeah, I'll have a meltdown. It's The Daily Talk Show, everyone. Hi@thedailytalkshow.com if you want to send us an email. Russ Keys Uh, he was, uh, contacting us about this Loz cam.
Tommy: Oh yeah, we've got to get rid of this. So it's time to go.
Josh: In the video, we, we shoot in front of a wooden pallet wall.
Tommy: Yeah, and it's just some branding off the wood that I—
Josh: it's not even branding. Would you call it branding? It's actually, um, it's property of—
Tommy: but it is a way of getting branding because they didn't think about it, but it would have been— it's the centre point of the daily talk show. They never thought that the pallets were going to be We should send it to Lozcam.
Josh: I mean, they can't do much for us, but is there a risk that they say, hey, did you lawfully get the product?
Tommy: Yeah, true.
Josh: Which did you?
Tommy: I just asked the people. So pallets, they get, you know, deliveries come on them and they give them to the people, but then it's like property of the person. They have to deal with them. They get broken apart.
Josh: Why does it say property of Lozcam then?
Tommy: I don't know, maybe there was a futurist at the company that knew that hipsters would build walls out of them and feature them in podcasts like the Daily Talk Show.
Josh: Maybe. So we need to work out a replacement. Yeah, but you can listen, uh, you can watch on youtube.com/thedailytalkshow. We film all of the episodes now.
Tommy: If you're a signage person or a neon sign person, get in contact because we'll get a— actually, we'll get a Daily Talk— The Daily Talk Show neon sign. That looks sick.
Josh: Russ Keys actually did a Photoshop job of the logo. It actually looked quite good. Looked not bad. Not bad.
Tommy: Looked not bad.
Josh: Not that good. You weren't that It was our logo, so there's nothing—
Tommy: he just took our logo, put it there. So it's not like he's—
Josh: but you weren't that excited?
Tommy: Uh, not the full— this is like the emblem, this is like on our sticker.
Josh: And you wouldn't be happy?
Tommy: I just like the— my— like, our logo is a microphone with the Daily Talk Show inside. I like that, looks sick. I'm pretty set on a neon sign, just a bit pricey at the moment, guys.
Josh: They are, aren't they?
Tommy: Yeah.
Josh: Anyway, good chat, guys. It's the Daily Talk Show. Hi@thedailytalkshow.com if you want to send us an email.
Tommy: See you tomorrow.
Josh: Bye. It's Fat Fridays tomorrow. Fuck yes, yes, peri-peri chips. I think that's what we're gonna do. Have a good one. See you guys.
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