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Josh: The Daily Talk Show. It's a Daily Talk Show episode 389.

Tommy: What's happening, guys?

Josh: Happy Wednesday. Uh, I've, um, been to the mechanic already this morning.

Tommy: Mate, what was discovered? And I didn't say it. I could say that I was saving it for the show, but I didn't because I wasn't. But now I'll bring it up because I just remembered it. A fucking nail or a bolt in your tire.

Josh: And you knew about this?

Tommy: No, you said to me so dramatically, you said, we've been driving and there's this big noise. And then you said that there was a fucking nail in your tire.

Josh: I was like, there's a bolt.

Tommy: How did you like— a bolt? It doesn't matter what it was. How does it bolt? How did you not know to to fucking have a cheque of your tyres. But were you parked? Like, how often did you hear it? It seems dramatic.

Josh: Put it in neutral and then roll alongside as I checked it. What did you want me to do?

Tommy: It just seems like it's a— it seems like I can't believe you didn't realise that before you took it to the place.

Josh: Should I have not taken it to the mechanic?

Tommy: Yeah, but I feel like— and he just calls in, he's like, mate, there's a fucking nail in your tyre.

Josh: Like, it seems like a really sort of like— bolt. What is a bolt?

Tommy: A bolt is, a bolt is a metal fucking thing.

Josh: Sounds like you don't know what a bolt is.

Tommy: Get this bolt and show me how big it is because you're making it sound like it was 7 metres long.

Josh: I'm imagining like a, um, what goes at the end of a screw.

Tommy: I know what a bolt is.

Josh: What is it?

Tommy: So you gotta screw this shaft.

Josh: Why do you keep looking at 3D Dalek?

Tommy: He's our fucking local go-to guy on building shit.

Josh: But you should know what a bolt is.

Tommy: I know what a bolt is. A bolt has a nut and you like—

Josh: I'm thinking of a nut.

Tommy: So, a bolt.

Josh: That's why I was confused. I thought, how did something like a nut?

Tommy: It had to be sharp. And so a bolt is something that needs to be fastened. Yeah.

Josh: Which is why you have a nut and sometimes you have a washer.

Tommy: So the bolt goes through something and then you put the nut and the washer onto it to fix it in. Anyway, get this. Stacey June, when I lived up in Shep.

Josh: Did you live up in Shep?

Tommy: I, yeah, I was on radio in Shepparton.

Josh: Yeah. It actually annoys the fuck out of me when people call me out. On really good stories. No, like I repeat things. Like, I remember everyone used to be like, ah, I got one friend who was like, oh, were you in radio? Because the joke was I was always talking about radio.

Tommy: Yeah, but the storey varies each time. Yeah, I mean, that's the thing. Not told.

Josh: This is the— that's the whole thing. Yeah, I feel like it annoys the fuck. So I'm picking myself up for criticising you for telling the story.

Tommy: Someone wrote in and said—

Josh: Kroger, I think it was.

Tommy: Someone left a review, but it was a very kind review about Loves the show.

Josh: He doesn't have any other mates that talk about Shepparton like I do.

Tommy: Yeah, I mean, most people are just defaming Shepparton. Yeah, I've got great memories of it. Like this one, Stacy June came to a rescue. Oh, me tyre's flat, gotta take it to the thing. She had— she's like, my tyre keeps on going down. She found a screw in hers, right? And I identified the location. Yeah, this is here. We took it down. Mate, there was another 3 screws in her other 3 tyres.

Josh: Sounds like a setup.

Tommy: Someone's— I said, what have you done, Stace?

Josh: Yeah.

Tommy: She said, oh, these— So where she lived, she lived with Tim, Punchy, my mate. They lived in an apartment together, but the apartment was within a serviced apartment block. And so they had these ones out the back, and so you could hire the other ones. It's where I stayed when I first got to Shepparton.

Josh: Where there was the junkies.

Tommy: I told the storey about the ice addicts that had kids, and it was was fucked.

Josh: Anyway, but love Shepparton.

Tommy: She said to me, oh, this guy was getting angry last night about me parking in the spot because—

Josh: so she knows who it was.

Tommy: In fairness, it was like, you know, she lived there as a resident, but there's all these vacant spots, and so she had parked in this one because she's always there, and obviously it was allocated to these people. And so anyway, what we'd worked out was they'd put screws underneath each tyre and she's driven back and forward to go out and they'd popped or they've gone into the tyres. The thing about doing that, right, is that they leak and it's not like this fucking automatic and gone.

Josh: It's a slow, slow burn. So maybe it could, I could have upset someone that we don't know about.

Tommy: Nah, it just happens a lot. There's like a bunch of gronks that just chuck nails and stuff. Like we were very cautious, 3D Dylan and I, even when we'll put, get doing the woodwork downstairs, you don't want to put shit out into the street because sometimes if there's nails, Gronks going past. Um, uh, side note, one of our hats, the Daily Talk Show pieces of merch, is currently in Malta. Just partying. Sean Malick. I just saw a photo.

Josh: Oh really?

Tommy: Uh, yesterday of, of Sean at dinner, uh, wearing one of the Daily Talk Show hats. Didn't even tag us in, bro. What the fuck?

Josh: Really? I mean, that's got cut through. I think that when people are talking about you and not tagging— yeah, when it's pure— but if you are watching or listening, tag us up. Put us, do an Instagram story. Extra points if you do a boomerang. Yeah. If we get anyone doing a boomerang of them listening to the show with a head move.

Tommy: Yeah.

Josh: I'm going to send them.

Tommy: Oh no, don't make a promise, mate, because we haven't sent out a bunch of stickers.

Josh: So just why haven't we sent out the stickers yet, Mr. 07?

Tommy: Mate, the kids are so busy. We've been so fucking busy.

Josh: Don't speak for yourself. I had a 2-hour lunch break today.

Tommy: You were outrageous.

Josh: I mean, I wasn't in the office.

Tommy: I wasn't in the office on Monday. Nor was Mr. 97. So we can't account for the work that you did.

Josh: Great idea. How good was our Monday? It was very productive.

Tommy: Yeah, very productive.

Josh: And many times I said, how good is this? Didn't I?

Tommy: Yeah, we get an office and you've worked from home more than not.

Josh: No, I feel like that.

Tommy: It's a bizarre thing. No, what we do, you need to sort of get into a solid headspace to just smash out some really complicated stuff that requires a lot of attention.

Josh: I like single focus. Yeah, stuff. And so, it's been good. We've been— Yesterday we launched the work we've done with Milkshake, which is Envato's new mobile app. And the Shameless Girls, Michelle and Zara, did— We did videos with them. And so, it was great. I could focus on editing. Like when I'm singularly focused on like one thing, it's epic. What I don't like is when it's like 7 things all need to be delivered at the same time.

Tommy: I mean, open-plan workspaces, offices and shit, it— there is something to be said for your own office. It's a luxury these days because all the hipsters want open-plan. But isn't it— is it going back the other way?

Josh: Yeah, well, no, they don't want open-plan. Hipsters hate open-plan. Is that what you just said?

Tommy: Well, I think some of the hip places so that you can work, have individual, like a big open plan.

Josh: Well, so that was the open plan, like there was a whole movement and then they worked out, oh, maybe it's not as good as— so the, the most passive-aggressive thing you could do if you worked at an open-plan tech company was just, uh, bombarding Slack channels, uh, with articles about how, uh, workplaces don't work effectively in open-plan offices.

Tommy: Yeah.

Josh: And you'd see, you know, the introverted developer who won't even say hello or make eye contact. Yeah. Acting like an absolute boss on Slack. Fucking, you know what I mean? Keyboard warriors.

Tommy: I mean, at workplaces, you guys haven't— I mean, you worked at the equivalent of Bunnings or something.

Josh: Yeah, I worked in retail.

Tommy: Yeah. Okay. So there is in bigger workplaces, you can go the whole entire time without even fucking knowing or speaking to one person. You know they're there, you just don't speak to them. I mean, it's not—

Josh: it's the dream.

Tommy: I tried to say hello to a bunch of people. Amy, she got a message from a guy that worked at her old work.

Josh: Really?

Tommy: And she no longer worked there.

Josh: A message?

Tommy: But they'd never spoken. They'd never sent it. No, not a cheeky text. It was a LinkedIn message.

Josh: Okay.

Tommy: Saying what? Oh, badmouthing.

Josh: But what do you mean? But what does that mean?

Tommy: My point?

Josh: No, no, no.

Tommy: It's not about the specifics of what they said. It's got nothing to do with the story. The storey has everything to do with not speaking to someone in your workplace when you work there, but then connecting after the fact.

Josh: So, it's like people within school and all that sort of thing. It's like Ruru.

Tommy: Oh, yeah.

Josh: Who's become a friend of the show.

Tommy: Yeah.

Josh: Don't really remember that much of our interactions. Um, but obviously we've, um, since reconnected.

Tommy: Um, from our anniversary, actually, I'm just gonna say, Mr. 97, that clip you put out on Monday, defamatory. Absolutely.

Josh: Like, how did you decide? So you put out a— he put out the video because Bree said, ah, she did say, oh, the problem is that all you think about is just them being a bit dirty now. Like, that's the problem. You know what I mean?

Tommy: He took a little slice of what was a big conversation.

Josh: To be fair, that is the whole context. Like, I don't think, because you straight away went into a PR meltdown when branding expert Belinda did just sort of a sort of unsure face.

Tommy: Well, the thing is, when he says PR meltdown, he was not next to me. I just responded to her. I said, there's— hang on, I said, there's more context to that.

Josh: What was the more context though?

Tommy: He took a little part of when we were referring to my anniversary weekend away. Yeah, as a fuckfest, Flinders fuckfest, which Josh just— he said— I thought it was very funny that he called it—

Josh: Do you think it was less funny in the snippet? Too tryhard?

Tommy: No, I just think that it made it out potentially a bit of boys club, which, you know, I'm not worried about having boys club vibes.

Josh: We've got the best fucking boys club in the business. Woof woof. No, but I mean, you're, you're the boys club filter over here, baby boy. Yeah, so I, well, I said I banned any sort of leathers, although, although I guess we've got the couch. But, but that was, we did a whiteboard session of, uh, what we want the office to be and we didn't want it to have sort of cigars and, uh, which we don't smoke, so there's no My point was everything, everything you were talking about actually is not existing because none of us even do any of that shit. You don't have to smoke to get into cigars.

Tommy: But the weekend fuck fest, I will have you know, there was only— we had sex once. So, so it's quite a fun— just still, it's maybe a fest for a married couple with a 2.5-year-old that demands a lot of time that just cruises in when, when you're doing it. Anyway, the point being, what is the point? The point being is you, you select— I thought we were a tight Gronk Squad. Actually, it's a Gronk move from someone within the Gronk Squad, so I can't really have a go at it.

Josh: But you really just— In defense, what did you think? That was the best bit? Yeah, it was pretty funny. I mean, I was like, you were laughing, mate. You loved it.

Tommy: Didn't he come up with the hashtag? That was a fair—

Josh: Yeah, that was what I realized. Yeah, I was like, oh man, yeah, I don't know if I would have put it up. And then I realised I helped him.

Tommy: So absolute Gronk move. There is something, um, So, Amy got a fine the other week. And the only reason I know is because she told me about it.

Josh: She's in jail now.

Tommy: No, she told me about it, but she told me about it 2 weeks after she got it.

Josh: What fine?

Tommy: It was a parking fine. So, you know, Melbourne now, so busy. Like most places, it's a luxury if you have a car spot to drive to work. We've got 3 storeys here and we got a car spot.

Josh: It's the most acceptable fine that if she got a fine for spitting on someone.

Tommy: I know that. I know that. I know. I mean, the thing is, she— she— I think she was apprehensive to tell me based on how I'd react.

Josh: How much was it?

Tommy: I was like, $80. But mate, you don't look at a fine like, ah, how much was it? Cheap. Oh, that's fucking— that's a good fine.

Josh: You can still lose around sometimes. Cheap fines.

Tommy: There are fines where it's like, you know what, glass half full, glass half empty. Whatever way you're looking at it, I got a $550 fine for sitting in traffic and I had my phone in my hand. It's fucked. That's the worst fine you can get.

Josh: To be clear, you didn't get the fine for sitting in traffic. I like that you lead with that. Oh, sitting in traffic in my car?

Tommy: No, no, no, I know, I know. This is how— but I want to make it known that I don't fucking drive while holding my phone up texting and shit. It was bumper to bumper parked traffic and I was, and I was on my phone. It's so annoying because I'm a dickhead because I could have just had it plugged into the fucking CarPlay. Anyway, so I can't— so Amy knows that I've got no leg to stand on because I got a $550 fine. Fine, 4 demerit points. She got an $80 fine, but she did keep it from me for a short, short time. And I understand because I can be just really disappointed, you know. I'm not saying—

Josh: I'm not, I'm not angry, I'm just disappointed.

Tommy: Yeah, sure, that, that vibe, that vibe.

Josh: It's like when you left the garage door open on Friday.

Tommy: Yeah, it's also similar vibes to your book, mate. So yeah, sure, we all disappoint. I mean, that's just actual disappointment, to be honest. Anyway, But I thought when Amy and I were sitting at dinner at the FFF, Flinders, you do the rest. I couldn't help, like I was eavesdropping. I was listening to the couple next to us. I heard a few things. I heard that they were, the girl said, this is what a baby does to you, referring to how tired she was at 7:30 PM. That was our booking time. Booked in, I booked in at 6:30, so it would have been 7 PM. But then I overheard them talk about credit cards. I heard they were talking about finances.

Josh: Oh, they were doing a date night.

Tommy: It was essentially like, the dude was like barefoot, you know.

Josh: Was he saying really?

Tommy: I didn't hear him say barefoot. I heard him say ING, you know, moving funds around. Like it was 100% barefoot, right? And so essentially date night, but it was a weekend away, it seemed, for them. They were married. But then they got into the conversation of credit card, and she said something like, I've got, you know, the credit card with the $4,000 limit or something. He's like, what? He didn't know she had a credit card.

Josh: It's not ideal, is it?

Tommy: So he's— she's been keeping— I mean, it seemed like it didn't blow up, but he was like, what? What's your limit? And he was asking like basic questions about a fucking credit card that she had that she'd obviously kept from him. I don't know if it was like, I mean, it wouldn't have come out there if it was really a secret, but it was like, I've got a credit card that I'm using. I mean, keeping shit from partners, it's, yeah, it's that. I, I would be so fucking furious if I found out Amy had a side, side credit card. Yeah, she more, more furious if she had a side bloke. That would make me more angry.

Josh: But the, um, I think it's It's probably, it's not a good idea because then from a financial point of view as a couple, you don't know where you stand.

Tommy: It did seem like they were, they weren't, well, they had a baby, but it's pretty serious. I mean, yeah, very serious. But I think it seemed like they hadn't meshed their finances together, which is, I mean, when did you mesh your finances together?

Josh: It was after a Europe trip. 4 years, 3 and a half, 4 years ago.

Tommy: Yeah, I said that's a good 10 years, almost 10 years without.

Josh: Yeah, we used to like share it all. I remember I was like, I was like a little bit more okay with credit card debt in regards like we'd go on an overseas trip and Bree's like freaking out. I'm like, think about it, it's like a month of our pay. Like, are we really not going to do the thing because we don't have this money? And then I was like, let's just put it all together and then we worry about it together.

Tommy: Yeah, yeah, yeah.

Josh: And so that's how it started. And so now I'm bankrupt and she's going down with me. But I think it's a good— one thing we did on the weekend was we went through my subscriptions.

Tommy: Oh my God.

Josh: Which I was slightly hyperbolic. I said I had $400 and something that I saved in a night. It was, it was actually $280. But Bri had said since I'd started slowly removing things, it was over $500 since November. I started getting rid of all my subscriptions.

Tommy: A month? $500 a month?

Josh: $500 a month.

Tommy: So just to be clear, I was pushing for a video idea and 3D Deal was across this. Picture it. Sticky notes.

Josh: Wall.

Tommy: Josh writing out every one of his subscriptions because he's a subscription fiend up on the wall. You see this just plethora of yellow sticky notes with black marker and it's, you know, Netflix, Stan, blah, blah, blah.

Josh: I've got a spreadsheet where we went through and like, oh, I bore you.

Tommy: But I get it. As you said that, when you said the dollar amount, I thought, okay, there could be some embarrassment tied up in that. Maybe that's why you push back on my idea because it's not a great thing. I mean, just for you.

Josh: It's more that I didn't actually, because I think part of it was it was like half of that was Full Stack Films. Subscriptions, which were essentially like—

Tommy: this is the problem with people who have their own businesses, right? Where they are meshing, meshing business with personal.

Josh: So part of it was it's like, okay, I've got Full Stack Films G Suite, and then I realised I was paying for Google Storage or something. It was like $15 a month and I'm like, I don't need to actually pay that.

Tommy: Yeah.

Josh: And so it was just good. I sat down, I was like, I turned it into a game. Like, I felt like when I turned into a game, I'm like, How many things can I get rid of? Well, and now I've probably gone too far because now I've gotten rid of Spotify Premium.

Tommy: Yeah.

Josh: I got rid of YouTube Premium, and we know how angry I get when we get one pre-roll.

Tommy: I actually don't think it's a bad idea to strip it back and start again.

Josh: Yeah.

Tommy: You're not getting rid of your phone. You're not getting rid of your car repayments and shit.

Josh: You'd be surprised.

Tommy: Strip back and add what you need. It's like pull everything out of your cupboard and put back only what you actually wear. It's a lot less, it's a lot less than what was in there before.

Josh: Well, I was thinking about the fridge at home.

Tommy: Oh, okay. I thought you said here. Yeah. Your fridge at home.

Josh: Yeah, the fridge at home.

Tommy: I can't imagine it gets much use other than soda water, Coke Zero, and some yoghurt, labneh. Nah. Oh, labneh. Maybe some hummus.

Josh: Yeah. Bacon. But I think the problem with bacon is that we've been started, I think you suggested buying it from the gro— like the grocery butcher rather than just in the plastic?

Tommy: Well, if you buy it and you don't use it for a week, it's going to go off if you bought it from the butcher section.

Josh: Well, that's the problem that we have.

Tommy: Woolworths.

Josh: Yeah, because the butcher doesn't tell you how long you've got.

Tommy: There's a piece of work in actually cooking the food you buy though, which is a piece of work that needs to be done. But your subscription, what was, what was the one that you just, that you laughed at?

Josh: I don't know, nothing was really funny.

Tommy: Um, the whole thing.

Josh: I know, probably the most annoying one is Pro Tools. Oh yeah, yeah, because I set that up like 12— oh, in September last year. I'm like, I'm going to learn Pro Tools.

Tommy: Yeah, yeah.

Josh: As I put that on my personal one, but it comes out every month. The gym's annoying, but the gym— I'm still paying for the gym, but I was like, you know what, I should start using having the subscription, I'm like, maybe I just try and use it.

Tommy: What's— Yeah, yeah.

Josh: What's the one that you used the least?

Tommy: That's a good— And the most expensive. The one— Yeah, most expensive and least used.

Josh: Uh, least used would be New York Times. Why would you— Why would you— Through, through Apple News? No, just through New York Times directly. Because I thought—

Tommy: How do they deliver your news?

Josh: Well, because I just didn't want to have to worry about paywalls. But I never go on New York Times website. But it was sort of at a time where I was like, I want to be the guy that just fucking pulls up New York Times and just reading big articles about North Korea. And so that's never really happened. And the thing was that they'd already offered me a discount, so I was only paying $4 a month. So that was quite inexpensive. But, oh, just annoying things like Frame.io, like which we use for business or whatever. We've got a big media company one, but the full stack one, I'm like, actually don't need any of this stuff.

Tommy: I mean, I know the most expensive one that was used the least.

Josh: Which one?

Tommy: Masterclass.

Josh: Oh, masterclass.

Tommy: Yeah, that thing was about $400 a year.

Josh: That's $270. We actually have until July— I think it was July 19th. Yeah, but so if we want to—

Tommy: You looked over to Mr. 97.

Josh: Well, because I think he would keep across when his actually more across subscriptions expired. Just about.

Tommy: Mr. 97 will— I mean, he might not, but it will look like it's coming from California, he'll download the masterclass videos, which are another way on, you know, on torrent websites, which is no good. But that's a, that's a reality. You're paying for something you never used. There's plenty of girls using it for free.

Josh: But I'll definitely, um, the good thing, no, but it's, it's good. I sort of wipe the slate clean where it's like I haven't really been super focused. Like I said at the start of the year, I want to save an X amount of money. And then we ended up lowballing how much we paid ourselves so we could sort of keep it all going well. Bree's had pay rises and shit like that. So we're at a point where it's like, okay, I can actually, we can do a decent job of saving. So we might as well. And so I guess part of it's coming up with goals.

Tommy: Fastest way to make money is to look at where you can save, right?

Josh: It is. It's as much as we joke about the buckets.

Tommy: Yeah.

Josh: The buckets are very effective.

Tommy: Yeah, the buckets are effective. But it's about— it's the quickest way. It's like, I mean, Barefoot's book is like, if you can't have— if you can't increase your salary— I don't know if it's like this, but you can't increase your salary, you don't know how to make money. If you can save any money anywhere, that's earning money, essentially.

Josh: Well, I think you can get obsessed with it. Like, I, um—

Tommy: that's not saying cut your coffee out.

Josh: Well, I guess part of it is that there's something a bit povo that some people are like with money that I find annoying. Like, I've always felt like thinking about these things too much, like where it's driving all of your decisions. I was like, I can't do this on the weekend. Whereas it felt like all the things that I've gotten rid of actually will have zero impact on my life, which is, which is a good thing. And so part of it too is now I want to create friction on like, okay, when do I start a subscription and what's—

Tommy: what have you got? So what is the, the Josh checklist before you take your 15 minutes to put in your credit card information, speak to the person there. And I mean, I'm talking about the gym membership. That was a process, wasn't it? Fuck, yeah, I still got you.

Josh: I'm trying to actually think, like, is there—

Tommy: because I think what you're saying is the reason you build a pattern, right?

Josh: I guess part of it is most of the things I'm paying for is around convenience. Yeah, or a trigger point. Like, I would have hit the New York Times paywall once, and I was like, okay, well, I'm paying to get in. And then it just sort of keeps going.

Tommy: It is the reason these businesses make money.

Josh: Well, the thing is that they've actually gone through— they were like, um, 10, uh, $10 a month, and then they reduced it to $4 a month. And they're like, oh, we can offer you $4 a month again for 12 months. Anyway, it is good. Like, we could, um, There's a— I reckon we could do a whole series on money stuff and get financial experts and shit in, specifically around business and finance. Like, I think that's super interesting. I've got to go, but it's the, uh, it's a daily talk show. The new website is live. Clap it in.

Tommy: Yeah, well done, guys.

Josh: A big shout out to, uh, 3D Dill and Mr. 97, who have been working very hard on getting all the data in, doing blog posts, all of that stuff, even getting the server ready. So it looks amazing. And also Gronkh Blasch at Digital Republic, who has been working tirelessly to get the content management system working. So it's nice and easy and all that sort of stuff.

Tommy: It's epic.

Josh: Yeah. So cheque it out, thedailytalkshow.com and leave an Apple Podcast review as well if you are listening on Apple Podcasts. And as I mentioned earlier, you can take a screen grab, or if you do a boomerang of you listening to the podcast, we will send nothing at this point.

Tommy: Well, because we've just been a bit busy with the website and stuff, but we'll get there and you will get something at some point.

Josh: There you go, there's a promise for you. It's The Daily Talk Show. See you tomorrow, guys. See you guys.