The Cost Of Jet Ski Insurance

Tommy: Wait a minute! Frostface! The Daily Talk Show, a conversation sometimes worth recording with Josh Janson and Tommy Jacklin.

Josh: The Daily Talk Show, episode 249.

Tommy: Whoa, so close to 250. Well, one week, one weekend away is what I mean. This is like the old days.

Josh: Yep. You're remote or I'm remote depending on how you look at life.

Tommy: Yeah, well, I'm not, I'm not in Melbourne. I'm up in Sydney. I'm about to, in half an hour, as soon as I finish this, drive back to Melbourne. But we needed to pump one, one episode out.

Josh: So, #pumponeout before a long road trip.

Tommy: It helps with the road trip. So I'm sitting and I'll show you on my screen because we're FaceTiming. I don't know if you can see that it's blown out in the back. Oh no, hang on. Wait, there we go.

Josh: I can see a train line. No, there we go.

Tommy: Can you see that?

Josh: Hang on. I could see that bins. What's going on? Are you at the back of sort of a shopping center? Where are you?

Tommy: I'm in a car park at the back of it. It's a pub, so there's a bottle shop on this big corner and a pub, and then out the back there's this car park. And when I, when I got— because every year we come up here to see Amy's family for Christmas, and this is new. I haven't seen this, like, last year, last December it wasn't here. And so I've noticed in this car park there's this— it says in, in big white letters, return and earn.. And I saw, I always see just people here. And right now there's a carload and I've been sitting here for 10 minutes. There's been about 4 carloads of people coming and you basically, you know, like a plastic bottle on the back, it says 10 cents return in an area, you know, and receive 10 cents per bottle.

Josh: Because we don't have that in Victoria, do we?

Tommy: No. Well, when we were growing up, I'm sure you were looking at it and thinking, how can I get to South Australia? Because that's where the depot is. And how can I take a shitload of bottles and make a bunch of cash.

Josh: Yeah. And I used to, yeah, I used to wonder about that whole, like, when you're a kid you really get into it, like, trying to understand what's going on. Why does South Australia value these bottles? Can you hear? You'll be able to hear a dog barking in the background. We can talk about that in a second.

Tommy: Yeah, I can hear a bit of a, a bit of a yap.

Josh: Yeah, it's not a bark, it's a yap.

Tommy: So the, yeah, so I, I didn't know why, and I'd never— I thought about once going over to South Australia to make a video to just work out what it is, but I don't need to anymore because I've— this, this piece, so it basically looks like 3 ATMs. No, this— it looks like 4 ATMs in this big sort of box, and out the back it's like sort of, um, it looks like a container ship out the back. But the other morning I came here and I had a few bottles and I was trying to work it out, man. You literally walk up to this thing, it's got a hole that you put the bottle into, and it's, it's got a conveyor belt that sucks the bottle up and dumps it out the back. And on the little screen, this digital screen, it just says 10 cents. And so you grab another bottle, put it on there, sucks it up to the back, says 20 cents. And so it just starts building up, building out how many bottles you've put in, and it's got the, the dollar, the, the amount that you're earning coming back. And I was like, how the hell? So I was trying to work out how do I get 10 cents? Does it shoot out actual Legit Cash, and it's pretty fucking amazing. They've got— you can download this app and connect it to PayPal, and so you can get the money deposited straight into your PayPal account. Or there's a donate button, so whatever money you've earned, they donate it to charity, or I don't know what they actually do with it, donate it somewhere. Or you can, you can take it—

Josh: you didn't press the donate button.

Tommy: Yeah, I know, someone— I actually posted on my Instagram and someone was like, you should have donated, you tight ass. I said, I panicked. I had 20 cents. I'd put 2 bottles in. I had 20 cents credit and I wanted to work out. I said, you know, take payment. And it printed off a Woolworths 20 cents off discount. So when you go, so if, so if you got $40 worth of bottles, you go get $50 worth of groceries, get it for $10.

Josh: Does it work with cans?

Tommy: It basically, it says, um, It takes pretty much anything. And I said, so that takes like, uh, milk bottles, it takes plastic bottles, glass bottles, cans.

Josh: Is it looking at— because I saw in, um, I can't remember, it must have been somewhere in Asia, they basically had a train station where you could pay for your train ticket using them. Yeah, but it actually scans the barcode of the bottle. And so it knows whether it's accepted or not. Do you know if it was doing any of that scanning?

Tommy: I would be blown away if it was, because you can see, right? And so literally it just gives you the 10 cents. It comes up on the screen as soon as you put the bottle down and it sucks it up. So I don't think it is. Like there's been a truck, so it's run by the New South Wales government and there's You know, the sort of like the big blue recycle trucks that cruise around. It's, it's a part of that company, Cleanway, they're called Cleanway, I think. And so there's like, I've seen them just come and they go out the back and grab it. So I don't think it's that sophisticated. I think they're just rewarding people for fucking doing the right thing and recycling. So I cannot believe, like there's a few around New South Wales. I cannot believe these are not everywhere in Australia. Like think about, there's a kid I asked Amy's stepdad, I asked him about it. About it. And he's like, yeah, there's this kid in the neighbourhood who just goes around looking in bins and like collecting bottles and shit. So he's just, he's making bank here. It might be a little bit, but I think it's, it's so good for kids to re— like, mate, so many adults don't know how to recycle.

Josh: And so, man, it would be— it makes it so much easier in regards to like separating everything out. And also because it's specifically— if you remove the So say if it was just the donate button, say if you could only select to donate, I think it would still be awesome because you'd be separating the bottle. Because I always get confused with, is this a recycle? Like, especially when you start getting into plastics, I get confused with the recycling stuff. Whereas at least this is very easy, the bottles, cans, all of that shit just goes in one spot.

Tommy: Yeah, so there's different— so there's one side is like for the bottles, so for glass, and the other side's for cans, plastic, and cartons. It's fucking genius. So the government must be funding this as well as that Cleanway business, but it's so good. They need, they need this in Victoria. Uh, cause even though you're not making, you're not really making money, but I think like around here there are some people who aren't doing too well and I think they're literally getting some grocery money. It's fucking sick.

Josh: Yeah, we didn't really talk about you driving up during our shows with Dave Vela. What was that experience like? So how long does it take to get from Melbourne to Sydney? How much do you stop? What is it like with a 2-year-old psycho? Yeah, a 2-year-old psycho.

Tommy: It's— yeah, we had— there was 4 of us in the car. So Amy's sister, And then Bodie in the back and then Amy and I in the front. But we did it in two lots. So we drove 5 hours. So we drove, stopped maybe twice in those 5 hours. Once to fill up, once for lunch, and then once, and then we got to the place where we were and then stayed overnight and then drove the rest of the way after. So that makes it so much easier, but it costs $100, $200 to stay a night. So we're not doing that again. Today we're driving all of the way back. It'll be 9 hours, I think, with breaks. So it takes 12 hours, I reckon, just with a few breaks, refueling.

Josh: So what are you going to do? So are you driving the 12 hours or are you and Amy going to share it?

Tommy: Yeah, I'll split it up a little bit. But I drive. We did this. We drove up here for a wedding on a weekend and did it all in one go each way. And it's full on. So it's, um, if the thing is, if you know you got— you— if you know you're breaking it up, it makes it feel easier. If you know you're going to drive all the way back, you've got no option because you can't—

Josh: What's your, um, what's your snacks like? Because when I was growing up, that was the, um, I was just a garbage truck just eating shit all that, and that was a way of keeping me being a good boy. It was just like, if I be good, I get another sherbet.

Tommy: Return and earn.

Josh: You were one of the machines. You had to fill me up every kilometre with another fantail.

Tommy: There was no refunds or donate button, just a waste exit hole.

Josh: What was your, um, what is your, your road trip rider?

Tommy: Yeah, the, the thing is, you, you, we tried to make it healthy. I went and bought like nuts 2 types of nuts.

Josh: Can I guess what else? You want to say bananas, but also did you get some jerky?

Tommy: No, I should have. That's a great, that's a great road trip one. Um, no, what would we get? Uh, apples, water, like lots of, a few big water bottles, and, and that was it. But then we ended up fucking sniffing out a packet of Maltesers that Amy got from from a Christmas present. So we ate this huge thing of Maltesers. It just— and then there was other things flying around. It's horrible. So you try and go healthy, but then you just, you're a bit antsy. You just need some satisfaction.

Josh: So you're putting in the effort, feels like you deserve it when you're not doing any exercise.

Tommy: Yeah. But then the problem is stopping along the way for food. Like there's just these shitty joints. That just have roadside food. What's interesting is like—

Josh: The coffee is getting better, is it, around those spots, or are they still shit?

Tommy: Nah, they're all pretty shit, but some of them are like truck roadhouses. So there was like a truck section, a truckers section where there was like showers. You could, you could wash your clothes and there was like a dryer and a washer.

Josh: Doesn't interest us.

Tommy: Bizarre. But no, there's just, it's just fucking dirty fried food. So we're gonna buy something because we're near like Woolworths and Coles. So we'll get some shit before we go.

Josh: It probably makes sense to even stop and have lunch somewhere. Like, that could be a good stopping point if it's 7:30. Nah, fuck Olive. Olive's is like, uh, for non-Australian people, I mean, it's not a household name by any means, but it's sort of connected to a lot of the petrol stations.

Tommy: Yeah, it is. Here's a little fact. I was speaking to someone who potentially could be working for one of the petrol stations. I heard that.

Josh: What does that mean?

Tommy: Well, so head office, how's this? So my friend, he said, oh, I'm going to be, I might be getting a job at Caltex, which is like a fuel company in Australia.

Josh: Yeah.

Tommy: And I was like, what could you be doing there? And he's a buyer. No, but seriously, it's like, what are you doing? And what do you work? What are you working at the pump? You can pump it. You working at one of the service stations? Because he works in head office, you know, has for big sort of supermarket chains. And then he told me, yeah, where Caltex are actually buying back every one of their franchises around Australia and they're doubling down on the supermarket, like the actual the food experience. So they own what's called the Foodery, which are these— you would have seen them before. They're like white logo, sort of woody wood background, but they're epic. They're like a, it's like a high-end road stop. It has like, one of them's got Boost connected to it. They've got like a barista area. They're like fucking—

Josh: They're a food court.

Tommy: They're like a fucking high-end food court. So they're doubling down.

Josh: What's high-end about them?

Tommy: Uh, they're just all brand new and they've got like a nice logo. Yeah. Brand spanking new, good food. Like you can buy like pre, pre-made salads. It's like, it's sick anyway. So they're doubling down. Caltex are doubling down on that because they probably realise that electric cars are going to sort of steal a bit of their fuel money and over the years. But so yeah, I don't know where I was going with that, but I found that interesting that they are buying back every one of their stores.

Josh: Talking about buying every one of their stores, have you seen—

Tommy: Are we doing merger?

Josh: Are we buying?

Tommy: We're doing a big media company.

Josh: We're buying companies up. Uh, no, have you, have you watched the film Founder?

Tommy: Uh, McDonald's?

Josh: Yes.

Tommy: Yeah, fuck, that's sick.

Josh: We loved it, but it got us thinking, like, should you— should we feel, um, negatively towards the non-McDonald dude? What's his name? The one that basically was the one that did all the franchising. Like basically I think where he went wrong was he was telling people that it was sort of his business when it wasn't. But Bree and I were trying to deconstruct like, yeah, there's some of the elements in his personality which was really admirable, like a hard worker, but also he was a bit of an asshole. Where do you sit with it?

Tommy: Oh, I don't know. This is a hard thing. I was— so he— so that— so what happened? The main guy who sort of ran all the franchises took it upon himself like it was his business.

Josh: Is that what happened? So Ray Kroc is his name, and basically he was selling, um, these multi-mix milkshake mixers So trying to get the drive-in diners to buy, yeah, multi-mix milkshake mixers so you could make more milkshakes at once. Anyway, he got an order for like 8 of these multi-mixers and he's like, that can't be right. So he contacts these guys in San Bernardino, I think, in California, and it was the McDonald's brothers and this Ray Kroc's like, what the fuck? This order must be wrong. They said, no, we need them. How quickly can you get them? And this was like the introductory to fast food. So McDonald's was doing the paper, like, all, uh, you know, wrap the burger in paper, in a paper bag with a paper cup. Because prior to it, it was all, um, when you would go and drive in, you you would, you know, park your car and they would bring out actual plates.

Tommy: Oh yeah, on the rollerblades. Yeah, and scoot over.

Josh: And so, um, yeah, so basically he was really interested in it and, um, wanted to help them franchise. And over the course of— I don't know how long it was, 10 years or so— um, just made McDonald's go massive. But in the process was telling everyone that he was sort of the founder, and McDonald's, the McDonald's brothers were pushing back on a lot of things. So, Ray Kroc wanted to introduce powdered milkshakes, like, you know, this new way of doing milkshakes, and someone showed him, did a demo, and he loved it. But the McDonald's guys were like, milkshakes need milk, which is probably a good one. But yeah, I was just, And so in the end, he fucks up.

Tommy: What happens? He gets—

Josh: So no, so at the end, no, at the end, Ray Kroc buys out the two McDonald's guys.

Tommy: Oh, that's right.

Josh: For $1.3 million each. The fucked up bit is that part of what the McDonald's brothers wanted was a 1% stake or royalty in the biz in future sales. And what Ray Kroc said is he's like, I can't actually put that in the contract because my investors are gonna have issues, but we can do it as a handshake deal. And so they do it as a handshake deal and they never see the money. So as I say this out, he was a piece of shit.

Tommy: Yeah, when you talk about it like that, but then you go, maybe he is the reason that business is what it is.

Josh: Well, yeah, they wouldn't have franchised, they tried. To do it in a few different states and they weren't able to get the consistency. But Ray sort of was a, like a bull and just went in, just said like, you know, was just checking in on all the restaurants and really aggressive about it.

Tommy: I think when you, if you own the business, if you're those McDonald's brothers, that you, you'd totally be convinced that it would have done well anyway. But then because you'd be trying to like you'd be trying to justify it to yourself why this guy's like, why you should share this business with him. Yeah, I don't know, that's maybe when it's— I think that's like a partnership. It's— there's ownership from both of us within the business that gives us the ability to then go and sell. So having people work for you that are just workers and have no ownership, it's pretty impressive. I fucking take my hat off to people who can work for a business and treat it like their own, but know it's not their own and still, and not be an asshole like that Ray bloke.

Josh: Well, the thing was that he, um, he took, he had a stake in it. So he was, so he'd had, from my understanding, was that he was, he owned part of it, but he had to run everything past the McDonald's brothers. But then just over time, it's just a business partnership. Yeah, exactly. But what he, he worked out over time was the money was in the real estate, not in the actual, the operations. So, what he did was he set up a separate company to lease out all of the properties. So, basically, if you wanted to have a McDonald's franchise, you had to go, you had to lease off him. And was able to, create basically a monopoly and had so much cash where, you know, you put it— it put them in a hard spot, man.

Tommy: Money just fucks everything for so many people. People just turn so greedy. Yeah, it's so—

Josh: it's so like, how much money do people need? That's what I just wonder with these things. But that's, I guess, the, um, the personality of this guy who's just, um, he wanted to conquer like he wanted to, you know, take it from coast to coast.

Tommy: That just, yeah, it'd be a horrible business to be in.

Josh: Yeah.

Tommy: If you had someone try, like I've had, I had a business partner that was a piece of shit that was just taking money out and then not really sat, like we weren't even making money. Like we weren't even making a shitload of money. So it's not like being—

Josh: What sort of business? Which business was it?

Tommy: The stripping business.

Josh: Yeah, sure.

Tommy: The stripping agency.

Josh: Yeah, one of my more glamorous strippers are normally quite integral when it comes, you know, they're pretty sort of got a strong moral compass.

Tommy: Yeah, unless it's Saturday night and the, um, yeah, oh, it's hard. It's like Winning money, that would be the same.

Josh: Man, we're talking winning money. We got that email from Wayne who emailed us. So this is, um, on episode 242, we're talking about lotto winnings and what we would do. He said, yeah, if you—

Tommy: I actually, Josh, I haven't checked that ticket yet, so I think that's— well, what night is it? What day is it? What's the date today?

Josh: No idea, I'm not keeping track. It's Friday today.

Tommy: Yeah, it's the 28th, so I think it was drawn last night, so I could be— I could be a I could have $30 million in my pocket.

Josh: And also we need to discuss what we're doing with Fat Fridays. But before that, Wayne emailed hi@thedailytalkshow.com and says, my aunt won the first ever midweek Lotto Division 1 in Australia, $1.92 million on her own. She gave $5,000 to each of her nieces and nephews. She was single. Never married. From memory, she also gave some to each of her 5 siblings. She then bought herself a new car. I got her old '65 Holden wagon that was originally my grandfather's rather than getting the $5K and the house, then invested the rest. Unfortunately, she invested in Pyramid Building Society, which went belly up, so she ended up losing a fair whack of her money. All the best, Wayne.

Tommy: Fuck.

Josh: Why does everyone lose their money when they get it so quickly?

Tommy: Pyramid building society. If that's a business that you're actually investing money into, what the fuck is wrong with you? Pyramid.

Josh: Pyramid scam. Pyramid in the name. Don't put pyramid.

Tommy: Who's got pyramid in their business name these days? Probably no one.

Josh: It might be big in Egypt, but, um, I actually have no idea. I wonder if that was like a big, um— oh, here you go. So I've just Googled the Pyramid Building Society. The Pyramid Building Society, the Geelong Building Society, and the Countrywide Building Society together made up the Pharaoh Group of building societies based in Geelong, Australia. They collapsed in 1990 with debts in excess of— guess how much debt the building societies had?

Tommy: I reckon $2 billion.

Josh: $2 billion. Are you reading the Wikipedia article? Yeah. The cost of the collapse to the Victoria taxpayer was estimated at over $900 million. Jesus. With about $1 million coming from Wayne's auntie.

Tommy: Jesus. Poor Wayne's auntie.

Josh: Yeah. Yeah. I'm not going to go through it.

Tommy: This would have been like, this would have been a very long time ago for her then.

Josh: Yeah, well, if she was the first, the first Division 1, uh, that would have been—

Tommy: that's like 4, 3, 4 million bucks back then. Oh, like nowadays, Jesus, that's painful.

Josh: I mean, what would you— if you had, say, if you get this lotto, um, you win this—

Tommy: oh, back to it.

Josh: Yeah, we're back to it. What is the, um, who do you get financial advice from?

Tommy: Scott Pape. Barefoot Investor.

Josh: Yeah, that's it. Yeah, absolutely.

Tommy: Lucky that I actually am mates with him. So yeah, I'm sure.

Josh: Just give him a buzz.

Tommy: Just, dude. Well, yeah, I mean, even just doing some stuff that we've been doing, hearing what he's, hearing some stuff that he said, like if you invested, if you have $4 million and you put into, he was talking about some account that's sort of like a long-term investment. You can make $200,000 a year that would just be coming through nonstop every year, $200,000.

Josh: Well, that's just like with interest. Like I was speaking to someone the other day and they, their friends bought like a really nice gift for them. And he was like, I felt bad because, you know, she's not making that much money. But then he said, oh, but her, boyfriend's doing all right. I'm like, oh, what is— what does her boyfriend do? He's like, oh, he doesn't, doesn't work. He just lives off interest. He basically got an inheritance.

Tommy: Geez.

Josh: And he, like, the interest that he gets from that money, that's what he lives off.

Tommy: Well, yeah, and then on lots of money, the compound interest you can earn is—

Josh: Yeah, but I mean, to me, that's not like— if, if you could take everything off the table, it's like you had enough cash to live off interest, yeah, what would you, um, what do you think you'd be doing?

Tommy: I think just do it, still doing what we're doing and just traveling.

Josh: I already asked you that question.

Tommy: Making videos, travelling overseas. Yeah, it'd be fucking sick. Yeah, I mean, it's a good— it— I mean, this is a good, uh, a thing at this time of year to be— to win, trying to understand how much money you think you need. I mean, no, winning's a good thing, so if you can win, even better than what I'm about to say, but just looking at your life and thinking about, all right, how much— what's this life that I kind of dream of? And then what's the life—

Josh: where's the gap?

Tommy: What's the reality of that life and how much money is that?

Josh: Yeah.

Tommy: It's— yeah.

Josh: Well, Bri and I have gone through and we know, like we do barefoot already with all the different accounts, daily expenses, splurge, fire extinguisher, smile. But yeah. Just once a year we decided we'll just go through and actually see like, okay, what's our cost on food, what's our cost on this? And then, um, because there's some shit that we don't spend any money on and then some areas that we spend way more money than most people. Um, so that was an interesting process.

Tommy: What are you blowing out on stuff?

Josh: Uh, like definitely our— I didn't— I don't know if our, um Food, what do you reckon I spend, Bree and I spend a month on food?

Tommy: A month? So, over a 4-week period, I reckon $2,200.

Josh: $1,500.

Tommy: That's pretty good.

Josh: Yeah, I mean, that's only $50 for the 2 of us, which breaks down to $25, and that's eating out. I know that's depending on where you live, if you don't live in a main city, that seems like an excessive amount, but being in Melbourne and only spending that amount, I felt like was pretty good.

Tommy: Yeah, that's, yeah, that's not bad. I mean, $1,500. Yeah, I thought it would be a lot more than that. Yeah, maybe it's, maybe it's just because you have one meal and then you sort of—

Josh: yeah, well, I was thinking about it, like, um, the where it's gonna change a little bit is just we're gonna be cooking more at home in 2019. That's a plan anyway. But if you think about like my lunches, I feel like I've dialled it in to like, if I get one of those, not that I'll be doing the, I'm trying not to do the crispy pork rolls this year, but those crispy pork rolls from a financial, like definitely not great for health, but they're like $7.50. So it's, um, it's, it's not that expensive really.

Tommy: Well, I think if you don't think about this stuff, it's— you just bought— you're buying lunch every day or you're buying coffees, it ends up being $40 a day that you're spending. And people are— people don't have— not everyone has that money. Like, this is the thing, right? I think for you, you guys have been able to do it because you don't have fucking $300 a week of childcare.

Josh: Yeah.

Tommy: It's like, but you can then go continue to make these justifications. Yeah. Maybe this. I think the people who are doing well are just the ones that are in the good place like you guys where your expenses aren't massive and then you've just dialled in your spending. So then you can, you end up just saving more. Whereas like if you just don't take notice of it, it just can get out of hand so easily.

Josh: Well, I think it's just paying for what you care about. Like the fact that we don't spend money on booze. Like, that's a huge one.

Tommy: Well, it could be a part of your budget to actually just buy food every day if that's what you want, if that's what you—

Josh: Yeah, exactly.

Tommy: What you need.

Josh: I think that's the thing, like, you just don't like— It's one annoying thing that happened yesterday afternoon. Our— Turned on our car, started driving. We're in sort of a hot area. So, driving and the massive crack just went up the windscreen. I heard a—

Tommy: What?

Josh: And just— Shh— Up the windscreen.

Tommy: Oh, no.

Josh: Yeah. So, we looked at our insurance. We get like a replacement. I don't know what we'll have to pay out of pocket for it, but that was annoying.

Tommy: God, no, the excess might be too, too great.

Josh: Well, they include one windscreen replacement. So, I feel like would the excess really be high for something like that? It seems— counter to the point of having specifically in the policy a windscreen replacement.

Tommy: Well, no, but maybe they actually just give it to you. Maybe it's because you pay the premium, you know, it's like what, $1,000 a year for insurance? Yeah, fucking hell.

Josh: Um, Fat Fridays. Today is Friday.

Tommy: Sorry, hang on, I just, I just want to tell you, insurance— don't get a jet ski. I just, uh, Amy's friend's husband just bought one and I was around at his house yesterday and he was showing me. I said, have you got that insured? He says, no, I haven't. He goes, insurance, the expensive quote I got was $8,800 a year to insure it.

Josh: Really? Just buy a new one. Just have— just the best insurance policy is just to have a brand new one in the garage.

Tommy: Seriously. The cheap policy was $7,700. Fuck getting a jet ski.

Josh: Why so expensive? Because— is it because only Bogans own jet skis? It's a Bogan tax, mate.

Tommy: It must be Bogan tax.

Josh: Oh God, it's just like the— yeah, if you got like an SSU, all of those, like anything that sort of sniffs of Bogans. In talking about Bogans, Wayne also sent us a email in regards to Bogans. He's brought them down to females wear leisure wear or trackies. It's a Kidnin— I've never heard of this— a Kidnin pram. Do you know what a Kidnin pram is?

Tommy: No. Or is that a kid in a pram?

Josh: Oh yes, it is. I think it is.

Tommy: Kidnin pram.

Josh: Yeah, but he put an extra N, so it said Kidnin. Kid in pram, ciggy in one hand, mobile phone in the other. That's great. And then a male is a high-vis shirt, Staffy on a leash, Southern Cross tattoo, ute with an Aussie flag in the back window, and a shitload of Bundy stickers.

Tommy: Yeah, definitely.

Josh: What is Bundy? Is Bundy— is that like a Bundaberg? Is it rum? Rum? Yeah. Um, it's very good. So Fat Fridays.

Tommy: Oh yeah, that is today.

Josh: Yeah, it's meant to be today. And I was thinking, what are we gonna do with it today? But then I was thinking, now that I've really, like, I went so hard during this season of just knowing that I've just done that whole thing of knowing that I'm going to be looking after myself.

Tommy: What, in 2019?

Josh: In 2019. But then I ended up bringing it forward. I ended up doing so much damage in the last few days where I said to Bree, let's start early. Let's start, um, the— what date is it today? The 28th. 28th. Um, I said let's start today, like, um, I said this yesterday because I was just— every time people, like, my parents gave me like a box of Reese's Peanut Butter Cups and it was just like a game of how quickly I could finish them all. Just like fucking Bri gets some like, uh, Häagen-Dazs. She's like watering some friends' plants while they're away, and she rocks up there and there's like Häagen-Dazs chocolate. So she's— I fucking just say, hey, can I have something? Like, I just, I'd just be disgusting. So anyway, I've—

Tommy: yeah, I've fucking been a fat ass the last couple of days, but I have been training. I've just been—

Josh: yes, that's good.

Tommy: I did, uh, 100 push-ups, 100 squats, 100 star jumps in 10 sets of 10. But the purpose is just moving, just like that. That's the difference. If you could just do something, if you could move at this time of year.

Josh: Yeah.

Tommy: And still be a fat prick. It makes you feel so much better.

Josh: Well, we're house sitting, and so we're walking the dog. But I think even we're near Albert Park, so we're going Albert Park Lake. It's really nice. But even then, I still think that I've eaten too much. So my point is. Is there a tweak that we could do to Fat Friday? Should we keep Fat Fridays and just draw a circle around it and say we're only gonna be do damage on this day or treat ourselves? Maybe because you and I are doing a gym in 2019 together, do we say use Fridays as leg day as well?

Tommy: Friday's just leg day. What's your thinking there?

Josh: Well, leg days because your legs are your biggest muscle. Isn't that a thing? Isn't that why people do leg days during like weekend periods and stuff? Because it's like, might as well work the biggest muscle that's gonna require, they have the biggest metabolic impact. So then you—

Tommy: It's a good theory if you're squatting 300 kilos or you're fucking literally can't walk after a leg day. Definitely not that. You've— I've got, I've got, I mean, you've got discs to worry about.

Josh: Yeah, but let's not go— the biggest concern I have is that you go— we go too soft.

Tommy: Well, you actually can't go hard. That's the problem. You got to go soft to go hard. It's this fucked up, you know, approach where it's like you got to build it up, build it up, and then, and then you can just ruin yourself every session.

Josh: But that's what you're saying. But so if we do all of January going fairly soft, would you be then comfortable? It's just, you just said you're gonna go crazy.

Tommy: It's just slow. It's just slowly increasing because I don't— I think for someone who hasn't trained, not talking to you, anyone going to the gym and act and doing the shit that you need to do, it hurts regardless of whether you go out. The problem is you just go hard and you actually just never want to go back to a gym ever in your life. That's why you don't go hard from the one. But I think it's good. Like, I think you could just have a blowout day and try and keep those other days okay.

Josh: Or just thinking of maybe doing Fit Fridays, but maybe that's, you know, just doing a— we could do a session with Craig Harper.

Tommy: Hey guys, we're here with Steph Claire Smith. She's getting us moving today. We're doing a podcast. We'll be back soon. I mean, you just want to work out with all these cool people. That's your, that's your job. That's your—

Josh: Absolutely. No, I need to— maybe we could look at doing that in June when I'm up to it, when I've gone from soft to a bit of a harder workout.

Tommy: Oh yeah, yeah, yeah. So you're not embarrassed? Yeah, she would, but she would kick our ass anyway. Most of those people training— I've trained with Harper. He's a beast. He's, um, yeah, he's a and he's a racehorse.

Josh: Just very racehorse vibes. Absolutely.

Tommy: Just lean, solid.

Josh: Yeah, it's a daily talk show, everyone. I'm off to, uh, we'll have an update on the Seth Godin book. I want to have it done by the 31st. We need to sort out the auction thing because the current bid's at $500 with Trevor.

Tommy: Yeah.

Josh: And what we can do is we can show the book in its entirety on social media on Monday.

Tommy: So we have a finished product. You can really see what you're bidding on.

Josh: What you're bidding on.

Tommy: No, I like it. And we haven't even worked on what we're doing for that episode, where we're doing it. New Year's Eve.

Josh: Yeah, I think we should— we could go to a park. We could go to Albert Park Lake or something. Yeah, work something out. Have you got any suggestions? Yeah, just we'll do it at like lunchtime maybe, do you think?

Tommy: Away from the bogans. Yeah, away from the—

Josh: Do you reckon there's bogans at Albert Park Lake?

Tommy: Yeah, definitely.

Josh: Really?

Tommy: Yeah, because it's hard to get to. The thing is, unless you live near there, so they've got all the locals that live near it, but anyone else who comes to it—

Josh: But if we're doing it like midday, if we're not doing it at like the time— if we're not doing it in the evening and we're doing it during the day, there won't be many bogans out.

Tommy: I reckon there's nicer parks. I reckon there's nicer parks to go to. The, um, what about, um, the Botanical Gardens? We'll mull over it, but we'll go somewhere really nice, have a nice picnic.

Josh: It's The Daily Talk Show, everyone. You're off, you're off to drive for 12 hours. Enjoy that.

Tommy: Yeah, hit the road.

Josh: Hi@thedailytalkshow.com if you want to send us an email, uh, if you want to even put in a silent bid uh, hi@thedailytalkshow.com for the Seth Godin book. The current price is at $500. What you'll be getting is the entire book This Is Marketing rewritten by me in my handwriting. It's a, it's a huge offer, TJ.

Tommy: Oh yeah, and the money goes to charity, so yeah, exactly. It's not going to be fueling Josh's Reese's Pieces addiction. Exactly, that he currently has.

Josh: It's The Daily Talk Show, everyone. Have a good one.

Tommy: See you guys.